Too Fast Payment Plans

Instant Auto Repair Payment Plans

Get your instant, online quote in seconds and get approved for up to $10,000. No credit check or personal information required.

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Too Fast has partnered with GoTo Loans to provide the easiest, fully digital auto repair payment plans.


No Credit Application

Your credit information is never required and our loans will never impact your credit score.


Customized Payments

Choose weekly or monthly payments over up to four years.

Penalty Free Open Loan

Stick the payment plan you start with or pay it off early. There's no penalty for early repayment.

AIR MILES® Rewards

Get 100 AIR MILES® Rewards Miles with every activated GoTo Loans payment plan.*

*Some conditions apply. See for details. ®™ Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and GoTo Loans Inc

It's as easy as 1... 2... 3.

Our simple payment plans give you the power to make big automotive purchases with ease. Your credit is never affected and you're instantly approved in three easy steps.

Step 1

Enter the make, model and year of your vehicle into our simple quote calculator

Step 2

Enter your odometer reading, and click "Get Results".

Step 3

You're approved! Check your email for the verification link to get started.

Get Started

Paperless Mobile Process

Complete your entire loan from your personal device while your vehicle is being worked on. No physical paper to sign in our completely digital process.

Choose Your Plan

Our plans are simple. Opt into one of our pre-set payment plans or customize your payments on your preferred schedule for up to 48 months.

Lowest Cost

Take a breather from your bill for three months.

  • Payment isn't due for 90 days
  • 0% Interest
  • $14.95 registration fee

Need a little more time? No problem! You'll be automatically rolled into one of our standard plans.

Get Started!

Lowest Payment

Customize the frequency and payment terms. The ultimate program for cash flow management!

  • $0 upfront
  • Choose from weekly or monthly instalments
  • Pay in as little as 12 months, or spread the payments over 4 years.
  • 29.95% interest

BONUS: Choose to defer your first payment for 100 days!**

Love flexible payment terms? Take advantage of the full term of your agreed-upon payment plan, or accelerate your payments and hit the finish line early. There's never any penalty for paying off your loan ahead of schedule.

For full program details, visit

Experience Ultimate Control and Flexibility with Your Custom Designed Payment Plan.

Choose what you want to borrow. Choose how many payments you want to make. Choose how much each payment will be. Choose when you make your payments.

  • Select weekly, bi-weekly, or monthly instalments.
  • Pay in as little as 12 months, or spread the payments over up to 4 years.
  • Borrow anywhere from $500-$10,000.
  • 29.95% interest.

Bonus Add-On: No Payments For 100 Days

Opt into our most popular "buy now, pay later" auto repair payment plan deferral program. Get instant access to the capital you need to get what you want today and don't make a payment for 100 days.*

*For full program details, visit

Ready to See What Your Vehicle Qualifies For?

It takes seconds to get approved.

Get Your Quote